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Minimizing the Risk of an Accident in School Traffic

September 26, 2024 by

Steps You Can Take to Reduce the Likelihood of a Crash

Minimizing-the-Risk-of-an-Accident-in-School-Traffic-Img.jpgSummer’s over and school is back in session. That means significantly increased congestion on the roads in the morning and late afternoon, with many new school-age drivers lacking experience behind the wheel. Though you can’t completely avoid the risk of a crash, there are steps you can take to stay safer during school traffic times.

Give Yourself More Time

Get started a little earlier when you head out for work in the morning, so that you don’t feel the need to rush or run a traffic light or stop sign to make it on time. It’s better to arrive early and safe than to take unnecessary risks to get to work or school on time.

Carpool If You Can

Statistics gathered by the National Highway Traffic Safety Administration have shown for decades that more cars on the road consistently translates to more accidents. If you can find coworkers or friends to carpool with, you’ll not only help make the roads a little more safe, you can also share the cost of gas.

Be Hypervigilant in School Zones

Adolescents are notoriously inattentive. It’s a good strategy to assume that students walking nearby are paying less attention to you than to their friends. Keep them on your radar, and be ready to take evasive action, if necessary. Don’t let any distractions get in your way. Turn off your cell phone until you get to work. Do your grooming before you leave the house, and don’t have your breakfast in the car. These are all potential ways that you can take your eyes off the road.

Expect That You Will Encounter School Buses

You need to take extra precautions when school buses are nearby. You may have less space to safely pass the bus. You can expect frequent stops and starts. And you may not be able to see students getting on or off the bus.

Contact the Law Offices of David J. Karbasian, PC

Send us an email today or call us at 856-600-HURT to schedule an appointment to discuss your personal accident injury claim. Evening and weekend consultations are available upon request. We can come to your home or the hospital to meet with you, if necessary.

Filed Under: New Jersey Motor Vehicle Accident Injury Claims Tagged With:

Insurance Coverage for Rideshare Accidents

August 20, 2024 by

What You Can Expect If You’re in a Crash With Uber or Lyft

Insurance Coverage for Rideshare AccidentsRideshare companies such as Uber and Lyft offer convenience and affordability to travelers worldwide, but they are not without risks. A number of studies indicate that there has been a 3% increase in traffic accidents and fatalities since 2011, when rideshares first became commercially available.

When you’re involved in a motor vehicle accident in New Jersey, which has a no-fault system, you’ll typically turn to your own insurance company to recover most, if not all, of your losses. However, rideshare operators in New Jersey are required to carry insurance. Here’s how it works:

  • If the driver does not have the app turned on—When a driver is in an accident while the Uber or Lyft app is turned off, their only potential coverage is under their own personal motor vehicle insurance policy. It does not matter if the driver was parked at a place where they typically take rides, such as an airport parking lot. If you’re in such an accident in New Jersey, you will need to look exclusively at your own insurance policy.
  • If the driver has the app open, but has not been matched with a passenger—In such situations, the rideshare company’s insurance typically provides only liability coverage, the required limits of which vary from state to state. In New Jersey, the driver must have a minimum of $50,000 in injury/death coverage per person, $100,000 in injury/death coverage per incident, and $25,000 for property damage.
  • If the driver has accepted a fare or is actively transporting a passenger—For such situations, rideshare companies must maintain a minimum of $1.5 million in coverage per incident. Furthermore, if the at-fault party does not have sufficient insurance coverage, the Uber policy allows for uninsured and underinsured motorists coverage.

Contact the Law Offices of David J. Karbasian, PC

Send us an email today or call us at 856-667-4666 / 856-600-HURT to schedule an appointment to discuss your personal injury accident claim. Evening and weekend consultations are available upon request. We can come to your home or the hospital to meet with you, if necessary.

Filed Under: New Jersey Motor Vehicle Accident Injury Claims Tagged With:

Protecting Your Rights When You’re In a Car Accident on Vacation

July 15, 2024 by

Steps to Maximize Your Chances of a Full Financial Recovery

Protecting Your Rights When You’re In a Car Accident on VacationAccidents can happen anywhere and anytime, but the worst moment for a wreck can be while you’re on vacation. You may be only vaguely familiar with the area, with no idea where to go for medical attention or other kinds of help. It’s important to be careful and diligent in the moments following the accident, so you don’t jeopardize your right to recover for your losses.

Step #1—Call the Local Police

Regardless of where you are in the United States, you can always dial 9-1-1 to be directed to local police and emergency medical services. Don’t give in to the inclination to shake the whole thing off, particularly if your injuries seem insignificant or there’s little to no damage to your vehicle. Often, the most debilitating injuries are the ones that take some time to fully materialize.

Step #2—Get the Medical Care You Need

Don’t wait until your vacation is over to seek medical care. That can create a couple of potential problems. First, if you are involved in any other type of accident before you get treatment, you’ll have a difficult time establishing that your injuries were caused by the car accident. Second, even if you can establish that some injuries were sustained in the car accident, the fact that you delayed seeking medical attention allows opposing counsel to argue that your injuries were not that serious.

Step #3—Notify Your Auto Insurance Provider

Your policy may have different procedural requirements when you are involved in an accident in another state. Don’t wait until you get home to let your insurer know. Call them as soon as possible to make certain you are following all procedures.

Step #4—Gather as Much Information and Evidence as You Can

If your injuries allow, take the time to get contact information from anyone involved in the accident, as well as all potential witnesses. This will be tremendously helpful to your attorney. Don’t count on police officers gathering this information for you. Get information about insurance coverage from all drivers, and take pictures of anything that may be relevant to a personal injury lawsuit, such as your injuries, damage to the vehicles, weather conditions, or any roadway defects.

Contact the Law Offices of David J. Karbasian, PC

Send us an email today or call us at 856-667-4666 / 856-600-HURT to schedule an appointment to discuss your personal accident injury claim. Evening and weekend consultations are available upon request. We can come to your home or the hospital to meet with you, if necessary.

Filed Under: New Jersey Motor Vehicle Accident Injury Claims Tagged With:

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