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New Jersey Motor-Vehicle-Accident-Injury Claims

How Does Your Own Negligence Affect a Claim for Injuries?

New Jersey Motor-Vehicle-Accident-Injury ClaimsIn a personal injury lawsuit, one of the primary things to determine is liability—who caused the accident. It’s not uncommon for a number of parties to be at fault, including the injured party. What happens if you contribute to the chain of events that leads to an accident and causes you injury? Do you still have legal recourse? The answer—maybe.

Contributory vs. Comparative Negligence

For centuries, the principle of contributory negligence determined the rights of injured parties. If you engaged in any action that contributed in any way to the accident and your injuries, you were without legal recourse. Under such a rule, the objective of defense counsel was clear—find any way (even the slightest) that the injured party contributed to causing the accident and get the claim dismissed.

The contributory negligence approach often resulted in great inequity; for example, grossly negligent defendants could escape liability entirely by showing an insignificant careless act by the plaintiff. For that reason, New Jersey abandoned contributory negligence and instituted the concept of comparative negligence in personal injury claims.

Under the theory of comparative negligence, the court first determines the full amount of an injured party’s losses. Next, the court determines the extent to which the injured party caused his or her losses, expressed as a percentage of liability. The court then reduces the damage award by that percentage. For example, if the total damages are $1,000,000 and the plaintiff is was 15% responsible, the total damage award will be $850,000 ($1,000,000 minus $150,000).

Modified vs. Pure Comparative Negligence

The 45 states that have adopted comparative negligence principles take two different approaches:

  • Pure comparative negligence—Under this scheme, an injured party always receives something, even if his or her liability is deemed to be greater than that of other parties.
  • Modified comparative negligence—With this approach, an injured party may only recover compensation if his or her fault falls below a certain threshold, typically 50%.

New Jersey follows the modified comparative negligence approach.

Contact the Law Offices of David J. Karbasian, PC

Send us an e-mail today or call us at 856-667-4666 / 856-600-HURT to schedule an appointment. Evening and weekend consultations are available upon request. We can come to your home or the hospital to meet with you, if necessary..

How Much Is Your Car-Accident-Injury Claim Worth?

Determining Compensation in a Motor-Vehicle-Accident Lawsuit

How Much Is Your Car-Accident-Injury Claim Worth?If you’re hurt in a motor vehicle accident, you have a right to pursue legal action to require that that person t0 compensate you for your losses, including wages and income, unreimbursed medical expenses, and physical pain and suffering. Your immediate concern might be how much you can expect to receive from a personal injury lawsuit. How will the court calculate the amount of your losses? What factors will affect the amount you receive?

Establishing Liability for the Accident

Most legal claims are based on allegations of negligence. To prove negligence, you must show that the defendant—the person being sued—did not act as a reasonable person would under the circumstances, and that their failure to do so caused the accident. In a motor vehicle accident, the failure to act reasonably can take a variety of forms, including:

  • Failing to obey known or posted traffic laws; for example, using excessive speed, failing to stop at a red light or stop sign, or making an illegal turn or lane change
  • Failing to pay attention to the roadway while looking at a handheld device, adjusting the radio, looking in the backseat, or looking at the side of the road
  • Failing to maintain a vehicle in safe operating condition
  • Operating a vehicle while under the influence of drugs or alcohol
  • Failing to adjust driving to account for an adverse weather or road condition

You must also convince the jury that the accident would not have occurred if the defendant had acted reasonably, and that the accident and the injuries you suffered were a foreseeable consequence of the defendant’s failure to act reasonably.

Damages in a Motor-Vehicle-Accident Claim

You can only recover compensation for actual losses. Losses covered by insurance are typically not available in a personal injury lawsuit. The damages available fall into two general categories: economic and non-economic. Economic damages are those that can be precisely calculated, such as lost wages or income, unreimbursed medical expenses, and property damage. Non-economic damages are intangible and include physical pain and suffering, loss of companionship or consortium, and loss of enjoyment of life.

The amount you recover can be reduced if you are found to be partially liable for the accident. The legal theory of comparative negligence allows the court to determine the percentage of your fault and lower your damage award accordingly.

Contact the Law Offices of David J. Karbasian, PC

Send us an e-mail today or call us at 856-667-4666 / 856-600-HURT to schedule an appointment. We are currently communicating with clients by phone, text message, or videoconference. Evening and weekend consultations are available upon request.

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