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Steps To Take After a NJ Car Accident Claim

Steps to Take After a Car Accident in NJ | Legal GuideA car accident can turn your life upside down in seconds. Between injuries, insurance paperwork, and medical bills, knowing what to do next can feel overwhelming. Taking the right steps immediately after a crash not only protects your health but also strengthens your legal claim.

Unlike most other states, New Jersey follows a no-fault approach to insurance coverage for car accidents, so it’s crucial to understand your responsibilities—and your rights—before speaking with insurers or signing anything.

Step 1: Ensure Safety and Report the Accident

Your safety and the safety of others come first. If possible, move vehicles to a safe location and call 911 right away. Even if the collision seems minor, always wait for the police. Under New Jersey law (N.J.S.A. 39:4-130), you must report any crash that causes injury, death, or property damage over $500.

Ask for a copy of the police report—this official document includes critical details such as the date, time, driver information, and officer observations. Insurance companies and courts often rely on it when determining fault or liability.

Step 2: Gather Evidence at the Scene

Evidence collected at the accident scene can make or break a claim. Use your phone to photograph:

  • Vehicle damage from multiple angles
  • Skid marks, debris, and road conditions
  • Injuries to yourself or passengers
  • Traffic signals, signs, or surveillance cameras nearby

Exchange names, contact information, insurance details, and driver’s license numbers with all parties. If there are witnesses, politely ask for their names and phone numbers.

Example: If another driver ran a red light, witness statements and photos of the intersection could prove your version of events when insurers dispute liability.

Step 3: Notify Your Insurance Company

Under New Jersey’s no-fault insurance system, your own insurance—through Personal Injury Protection (PIP)—pays for your medical expenses and some lost wages, regardless of who caused the crash. This system is designed to provide fast access to medical care without waiting for fault to be determined.

However, be cautious when speaking with adjusters. Avoid recorded statements or accepting early settlements without legal advice. Insurance companies often aim to minimize payouts, and even a casual statement can be used against you later.

Step 4: Seek Medical Treatment and Track Your Recovery

Some injuries, such as concussions or whiplash, don’t appear immediately. Always seek a full medical evaluation within 24 hours of the accident. Follow your doctor’s recommendations and attend all follow-up appointments.

Keep detailed records of the following:

  • Medical bills and prescriptions
  • Doctor’s notes and diagnoses
  • Missed workdays and income losses

For example, if neck pain develops two days later, those medical records will link your injury directly to the crash—key evidence in both insurance and legal claims.

Step 5: Consult an Experienced Car Accident Lawyer

Navigating insurance claims and injury law can be complex. A skilled car accident lawyer in NJ can handle negotiations, gather evidence, and calculate full compensation for medical expenses, property damage, lost income, and pain and suffering.

A lawyer also ensures compliance with filing deadlines. In New Jersey, the statute of limitations for most car accident claims is two years from the date of injury. Missing this deadline can permanently bar your right to recover damages. Early legal representation helps preserve evidence and strengthens your case.

Read Also: Injured in a Car Accident? How a Lawyer can Help

Contact the Law Offices of David J. Karbasian, PC

If you’ve been injured in a car accident, you deserve answers, support, and strong legal representation. At the Law Offices of David J. Karbasian, PC, we offer free consultations and never charge a legal fee unless we recover compensation for you. We’re available evenings and weekends, and we can meet you at home or in the hospital if needed.

Call 856-420-6688 / 856-600-HURT or contact us online to discuss your case. We’ll take care of the legal process while you concentrate on your recovery.

Injured in a Car Accident? How a Lawyer Can Help

Injured in a Car Accident? How a Lawyer Can HelpCar accidents happen fast, but the aftermath drags on. You’re in pain, missing work, and fielding calls from insurance adjusters who don’t have your best interests in mind. That’s where a personal injury lawyer comes in

If you have been hurt in a car accident, this guide walks you through exactly how legal help can protect your rights, ease the stress, and put you in the best position to recover full and fair compensation for all your losses

What To Do Immediately After the Crash

  • Call 911 and report the accident. Get medical help, even if the injury feels minor.
  • Document everything. Take photos of both vehicles, license plates, road conditions, visible injuries, and property damage.
  • Collect information. Get names, contact information, and insurance details from all drivers. Ask witnesses for contact information, too.
  • Do not admit fault. Be polite, but stick to facts when speaking with police.
  • Notify your insurance carrier. File a basic report, but avoid giving detailed statements before you speak to a lawyer.

How Insurance Companies Operate

Insurance companies are not on your side. Their job is to limit what they pay, not to ensure that you’re fully compensated. After a crash, they may offer a quick settlement, hoping you’ll take less than your claim is worth.

When you hire a car accident lawyer, you’ll have an experienced professional who can take over all communication, protect your rights, and help you pursue maximum compensation for your injury claim.

The Role of a Personal Injury Attorney

A qualified personal injury attorney does far more than send letters or talk to insurance adjusters. They begin by investigating the crash—reviewing police reports, medical records, and liability issues to establish fault. When necessary, they consult with expert witnesses (accident reconstructionists or medical professionals) to support your case.

Your attorney works with those experts to calculate the full value of your damages, including current and projected medical expenses, lost wages and income, loss of companionship or consortium, loss of enjoyment of life, and physical and emotional pain and suffering. They handle every aspect of the legal process, preparing all necessary documents, filing all required pleadings and acting as your voice in all hearings, meetings or proceedings.

Why Time Matters: The Statute of Limitations

New Jersey law gives you a two-year window from the date of your car accident to file a personal injury claim. A lawyer ensures all claims are filed on time, evidence is preserved early, and no procedural mistakes put your recovery at risk.

Read Also: Can You Be Liable for a Car Accident When You Weren’t Driving the Car

Contact the Law Offices of David J. Karbasian, PC

If you’ve been injured in a car accident, you deserve answers, support, and strong legal representation. At the Law Offices of David J. Karbasian, PC, we offer free consultations and never charge a legal fee unless we recover compensation for you. We’re available evenings, weekends, and can meet you at home or in the hospital if needed.

Call 856-600-HURT or contact us online to discuss your case. We’ll take care of the legal process while you concentrate on your recovery.

Common Causes of Rear-End Collisions

Factors that Contribute to Hitting another Car from Behind

Common Causes of Rear-End CollisionsAccording to the National Highway Traffic Safety Administration (NHTSA), about one in every three motor vehicle accidents in the United States involve one car striking another car from the rear. It’s the classic type of collision that leads to whiplash, where your head snaps back and forth, causing significant injury to your neck, as well as potential brain injury. Statistics indicate that there are a number of reasons why these accidents are so prevalent.

  • Violation of speed limit—A significant number of rear-enders occur when a motorist can’t stop in time because he or she is traveling too fast, traveling too close or both. A good rule of thumb is a car length per 10 miles an hour you’re traveling. If you going 50, you should stay at least five car lengths behind anyone in front of you.
  • Distracted driving—This may be the most common cause of accidents today—looking somewhere other than the road in front of you. It might be a handheld device, the radio dial, a child in the backseat or something along the roadside.
  • Fatigued driving—Fatigue slows down your reaction time. If you have to drive (after a long shift or a long day), take extra precaution and add some distance between you and other motorists.
  • Heavy traffic—When you’re in a traffic jam, you need to be hypersensitive to traffic around you.
  • Mechanical failure—If your brakes need work or you’re riding on old tires, you may not be able stop in time
  • Driving while intoxicated or impaired—Alcohol is a depressant, so it slows down your reaction time. One study found that, with a blood alcohol level of .08 (the legal limit in New Jersey), you’ll need an extra 12 feet to stop, if you’re traveling at 70 miles per hour.

Contact the Law Offices of David J. Karbasian, PC

Send us an e-mail today or call us at 856-667-4666 / 856-600-HURT to schedule an appointment. We are currently communicating with clients by phone, text message or online video conferencing. Evening and weekend consultations are available upon request.

Accidents on Snowy or Icy Roads in New Jersey

Accidents on Snowy or Icy Roads in New Jersey

When snow and ice hit New Jersey, motorists need to take extra precautions—slow down, clean off window, increase braking distance. Unfortunately, many don’t! If you have been hurt because of the carelessness of another driver, call attorney David Karbasian at 856-667-4666 / 856-600-HURT.

Can You Be Liable for a Car Accident When You Weren’t Driving the Car?

Liability for the Driving of Third Parties

Car AccidentIn the aftermath of a motor vehicle accident, the first thing you typically look at is fault. Who caused the accident and how did it happen? Often, it’s exclusively the fault of one of the drivers. But there are situations where third parties can be found responsible for injuries suffered in a car crash. Let’s look at a couple situations:

When Employees Cause Auto Accidents

If a worker or employee causes a motor vehicle accident while performing duties related to his or her job, the employer may have some liability under a legal doctrine known as “respondeat superior.” It’s based on the legal principle of agency—the employer is considered a principal and the employee an agent. It’s important, however, to understand that the actions the employee was engaged in must be within the scope of the agency. If, for example, the employee was engaged in a wholly personal activity…on his way to or from lunch or headed out to run some errands, there may not be liability. In addition, if the employee’s behavior is egregious—he was drinking and driving on the job (unbeknownst to the employer), the employer may also escape responsibility.

Allowing a Third Party to Drive Your Car

In some states, merely allowing someone else to drive your car can make you liable for any injuries they cause. There’s no requirement of employment—liability is implied.

Under a legal theory of “negligent entrustment,” if you know that another driver is careless, incompetent or unfit to drive, and you allow that person to take your car, you can be held responsible. The doctrine of negligent entrustment can also be applied if your children cause an accident. However, you must know that your child lacks the requisite skills or care to be on the road.

You can also be held responsible for the negligent driving of your children under the “family purpose” rule. This principle holds that when you send any member out to do something for the family—get groceries, wash the car, etc.—you can be held liable for their negligence.

Contact Attorney David J. Karbasian

Contact our office online or call us at 856-667-4666 / 856-600-HURT to schedule an appointment. Your first consultation is without cost or obligation. The sooner you call, the sooner you can move forward with your claim. We can accommodate evening or weekend meeting requests and will come to your home, if necessary.

Protecting Your Rights after a Car Accident

Protecting Your Rights after a Car AccidentIn the aftermath of a motor vehicle accident, there can be great confusion. You may not know the precise cause of the accident or the full extent of your injuries. However, if you have been hurt because of someone else’s carelessness or negligence, you have a right to pursue a monetary award to cover you losses. Here are specific measures to take to fully protect your rights:

Step One—Get the Medical Attention You Need

There’s nothing more important, after a car wreck, than ensuring you get all the medical care you need. Recognize up front that this is not the time to be stoic, tough or brave. You need to be willing to fully acknowledge the seriousness of your injuries. If you don’t, you may actually make things worse.

If you don’t feel like you can move under your own power, or you have any doubts about the nature of your injuries, stay put (as long as it’s safe to do so). Instead of diagnosing your own injuries, defer to the professionals. Wait until emergency medical technicians arrive and let them do what they are trained to do. If you need to leave the scene in an ambulance, be willing to do so.

Even if your injuries appear to minor, or you can move about under your own power, it’s still important to go to the hospital, an urgent care facility or to your family doctor as soon as possible. The longer you wait, the greater the risk that your injuries will get worse, or that you’ll have an intervening accident that makes it difficult to determine the source of all your injuries.

Be sure that you disclose all your injuries to medical personnel. Don’t focus on the obvious injury—the broken leg—and ignore the pain or stiffness in your back, neck or muscles. Often, those injuries can be more debilitating and take longer to heal.

Step Two—Gather Information

The more information you gather at the time of the accident, the easier it will typically be for your attorney when it comes time to resolve your case. Get contact information from everyone involved in the accident, as well as witnesses or bystanders. Take pictures of everything, from your injuries to the damage to all vehicles to weather conditions to any evidence on the roadway (skid marks, loose gravel, missing or blocked signage).

The most important thing to do, though, and as soon as possible—hire an experienced attorney to protect your rights. Even when liability seems obvious, a personal injury lawsuit can be time-consuming and complex.

 

Contact Attorney David J. Karbasian

Contact our office online or call us at 856-667-4666 to schedule an appointment. Your first consultation is without cost or obligation. The sooner you call, the sooner you can move forward with your claim. We can accommodate evening or weekend meeting requests and will come to your home, if necessary.

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